3 Ways To Better Your Chances Of Getting A Mortgage Loan With Less-Than-Good Credit

20 December 2017
 Categories: Finance & Money, Blog

Owning your own home is one of those dreams that almost every working adult starts out with in life. However, if you make some financial mistakes along the way and your credit score reflects the damage, obtaining a mortgage loan can be fairly difficult to do. Most lenders view your credit score as a direct reflection of your financial responsibility, so a bad score tends to be viewed as an indication that you have been irresponsible with your financial choices and may be a risk to loan money to. Read More 

Two Important Questions To Ask Yourself When Planning For Your Retirement

30 October 2017
 Categories: Finance & Money, Blog

Whether your potential retirement date is just a few years away or decades away, there are multiple components that you need to take into account as you do your planning. Each of these items influences how much money you need during your retirement and what kind of accounts will best serve your financial needs. Question 1: Do you want to retire early? If you plan to retire before you are 59. Read More 

Some Things You Need To Know About How Trust Accounts Work

12 September 2017
 Categories: Finance & Money, Blog

Managing a trust can be complicated. There are many people who wonder what a trust even does and how it differs from other types of bank accounts. Here are some things that you should know about trust accounts. Why Are Trust Accounts Favored? Trust accounts are generally favored by accountants and attorneys because they have such great protection. When you create a trust, it protects your money and assets from lawsuits and from extra taxes. Read More 

There’s No Harm In Being A Secondary Co-Signer For A Bail Bond, Right?

19 August 2017
 Categories: Finance & Money, Blog

Your friend or relative calls in a panic–someone you both know is in jail and can only get out on bail, but the bail bondsman needs some money up front and also a couple of people to sign to commit to paying back the bond. Finding out someone you know has been arrested can be a troublesome thing and you will no doubt want to help. If you are like a lot of people who find themselves in this kind of sticky situation, you are probably thinking, " Read More 

Five Good Reasons to Hire a Tax Professional Rather Than Filing Yourself

10 July 2017
 Categories: Finance & Money, Blog

When tax season rolls around, you have an important decision to make. Should you prepare your taxes yourself, perhaps using some self-guided software or an online application, or should you hire a tax professional to file for you? While self-preparation may be okay for people with very simple tax returns -- like teens with one job and no deductions -- it's not a smart choice for most adults with full-time incomes and possible deductions. Read More